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Phishing involves cybercriminals attempting to steal personal information such as online passwords, bank details, or money from an unsuspecting victim.
Quite often the criminal will use an email, phone call, or even a bogus website claiming to be from a reputable company.
Criminals can use personal data to supplement victim profiles which can be sold on the dark web.
Cyber criminals will use the emails for the purpose of obtaining personal information from the victims in order to commit fraud or to infect the user’s computer for malicious purposes.
Some phishing attempts involve criminals sending infected files in e-mails in order to gain control of a victim’s computer.
Anything from social media or electronic communication can be part of a phishing attempt.
Action Fraud warns that you should never assume that an inbound message is from a real business – especially if they request payment or want you to log into an online account.
Banks and other financial institutions will never send emails looking for passwords or other sensitive information.
An effective spam filter should protect against most malicious messages, although the user should never call the number at the bottom of a suspicious email or follow its link.
Experts advise clients to call the organization directly to see if the communication attempt is genuine.
According to Action Fraud: “Phishing emails encourage you to visit bogus websites.
“They usually come with a big excuse for you to act on the email, like telling you that your bank details have been compromised, or pretending they are from a company or agency and that you have right to a refund, discount, reward or discount.
“The email tells you to follow a link to enter crucial information such as login information, personal information, bank details, or anything else that can be used to defraud you.
“Alternatively, the phishing email may try to encourage you to download an attachment. The email claims it is something useful, such as a coupon to use for a rebate, a form to fill out to request a tax rebate, or software to make your phone or phone more secure. your computer.
“It’s actually a virus that infects your phone or computer with malware, designed to steal any personal or banking information you’ve saved or to demand a ransom from your device to charge you money. costs.”